Home
Today
Welcome back, Alex
You can accelerate the home fund this month.
Total net worth
$248,640▲ +6.8%Cashflow
$6,420Today
Net worth, cashflow, and what needs attention.
The finance app for your whole life
Plan your financial life from today to retirement and beyond.
Multi-currency
Private and safe
Life planning
Retirement Goal
Private sync live
Retirement Goal
78% funded
+12.4%
Monthly review
April 2026+$1,240
Net change this month
Cash+$590
Debt-$220
Goals+$430
Monthly Margin
$4,820
Life Plans
4 active goals
Plan signals
Retirement runway78%
Debt pressure22%
Emergency reserve6.4 mo
Who it is for
Is this you?
Denareon is built for how your money life actually looks — not one generic “ideal user.”
Getting stable
Cashflow is tight, debt is loud, and you need a real monthly system — not another scattered spreadsheet.
How Denareon works for youHigh earner, not rich yet
Income is strong, but the plan is not: lifestyle, debt, and retirement compete every month.
How Denareon works for youComplex wealth / Excel
Properties, investments, and accounts live in spreadsheets. You want a trustworthy view without losing detail.
How Denareon works for youLife across borders
Different accounts, currencies, and countries. You need a stable view without rebuilding context every time.
How Denareon works for youMonthly close
Everything that supports your life plan
Denareon is not just about net worth. It helps you organize daily money, major decisions, and retirement planning in one place.
01See your whole financial lifeBring income, spending, assets, debt, and long-term goals into one planning dashboard.02Run the day-to-day with contextUse budgets and connected accounts to make monthly decisions that still support the bigger plan.03Track what you own and what you oweProperties, investments, cash, and liabilities all matter because they shape the life you can fund.04Adjust course as life changesMonthly reviews, scenario planning, and debt strategy help you stay on track through every stage.
Monthly close
Close the month in four passes
Life system
One complete view of the finances behind your life
Denareon brings day-to-day money and long-term planning together. Accounts, properties, investments, debts, budgets, monthly reviews, and multi-currency balances live in one system so you can plan major life decisions with context.
Money
Budget
April 2026
Available
$1,24072% of planHousing$1,850
Food$620
Transport$280
Budget
Every dollar has a job this month.
Money
Accounts
4 active
Liquid cash
$18,420Chase CheckingUSD
$6,840Ally SavingsUSD
$11,580Revolut EUREUR
€2,140Accounts
Banks and cash in one connected view.
Money
Debts
Path to freedom
Total balance
$22,400▼ −$840Auto loan4.1%
$14,200Card18.9%
$8,200Debt-free in
3.2 yrsDebts
Payments, progress, and the path out.
Wealth
Investments
+4.2% YTD
Portfolio
$142,800VTI+1.2%
$48,200VXUS+0.6%
$26,400401(k)+0.9%
$68,200Investments
Portfolio and holdings with context.
Wealth
Properties
1 holding
Estimated value
$412,000▲ +$3,100Mortgage
$268,400Equity
$143,600Primary homeAustin, TX
35%Properties
Value, mortgage, and equity at a glance.
Outlook
Goals
4 active
Home fund$19,200
Emergency6.4 mo
Retirement78%
Goals
Home, emergency fund, and retirement on one path.
Outlook
Insights
Monthly review
April 2026 — Net worth
$248,640+$15,8206-month streakInvestments+$9,420
Properties+$3,100
Cash+$4,180
Insights
Reviews and signals that keep the plan moving.
Outlook
Calendar
April
PayrollApr 3
+$3,210RentApr 8
−$1,850SubscriptionsApr 12
−$186Calendar
Charges, payments, and dates for the month.
Live scenarios
Long-range planning
for the life you want
Model how saving, debt, properties, investments, and monthly decisions shape the years ahead, including retirement and the years after it.
Long-horizon
Life and retirement planning
Monthly
Review cadence
Future outlook
Projected path toward retirement readiness
Base case
Projected margin (90 days)+$9,640
Monthly saving+$1,850
Debt payment-$620
Home goal18 months
Architecture
Identity confirmedPermissions
Owner onlyBank statementsRead-only sourceEncrypted
2026 tax filesOwner accessPrivate
Retirement planCurrent versionSecured
Financial security
Security and privacy built for financial data
Denareon combines read-only connections, encryption, secure authentication, owner-gated documents, and cookieless marketing analytics that never load inside your signed-in dashboard.
- Read-only bank and brokerage connections
- Private documents served through authenticated routes
- No ad pixels or session replay inside the app
Your plan, on every screen
Welcome to Denareon — the finance app for your whole life, on web today and on mobile as the rollout expands.
Get startedAvailable on web today · iOS and Android coming soon
Today
Welcome back, Alex
You can accelerate the home fund this month and keep retirement on track.
Total net worth
$248,640▲ +6.8%
Assets$271kLiabilities$22.4k
Cashflow & budget
Monthly net income
$6,420Tracked exp.$4,180
Saved$2,240
Today
Welcome back, Alex
Total net worth
$248,640▲ +6.8%Cashflow & budget
$6,420Safe to spend
$142Cash runway
8.4 moSubscriptions
$186
DenareonYou can accelerate the home fund this month and keep retirement on track.
Total net worth
$248,640▲ +6.8%Review subscriptions
Safe to spend
$142 / daySimple, transparent pricing
Start free, then upgrade when you want automation across your full financial life.
Free
$0
Start with manual tracking, budgeting, goals, documents, and net worth without connected automation.
- Manual accounts and investments
- Budgets, goals, documents, and reviews
- Statement imports
- AI assistant and financial insights
- Connected bank automation
- Connected brokerage sync
- Live calendar export
Pro Monthly
$8.99/mo
60-day free trial. Adds Pro AI, live calendar export, and connected bank and brokerage automation.
- Manual accounts and investments
- Budgets, goals, documents, and reviews
- Statement imports
- AI assistant and financial insights
- Connected bank automation
- Connected brokerage sync
- Live calendar export
Save 16%
Pro Yearly
$89.99/yr
60-day free trial. Same Pro access with a lower effective monthly price.
- Manual accounts and investments
- Budgets, goals, documents, and reviews
- Statement imports
- AI assistant and financial insights
- Connected bank automation
- Connected brokerage sync
- Live calendar export