The finance app for your whole life

Plan your financial life from today to retirement and beyond.

Multi-currency
Private and safe
Life planning
See how Denareon worksGet started
Denareon Command
Private sync live

Retirement Goal

78% funded

+12.4%

Monthly review

April 2026

+$1,240

Net change this month

Net worth+$870
Debt-$220
Cash+$590

Monthly Margin

$4,820

After bills, goals, and debt

Life Plans

4 active goals

Home • Retirement • Travel

Plan signals

Retirement runway78%
Debt pressure22%
Emergency reserve6.4 mo

90-day forecast

+$9,640

Projected free cash after goals and debt payments

AI Assistant

You can accelerate the home fund by $420 this month and keep the retirement path on track.

Vault Security

Owner-only documents

Statements, tax files, and plans stay behind authenticated access.

Accounts
Properties
Investments
Debts
Budgets
Monthly reviews
Connected accounts
Multi-currency
Retirement
Life goals

Financial operating system

Everything that supports your life plan

Denareon is not just about net worth. It helps you organize daily money, major decisions, and retirement planning in one place.

01See your whole financial lifeBring income, spending, assets, debt, and long-term goals into one planning dashboard.02Run the day-to-day with contextUse budgets and connected accounts to make monthly decisions that still support the bigger plan.03Track what you own and what you oweProperties, investments, cash, and liabilities all matter because they shape the life you can fund.04Adjust course as life changesMonthly reviews, scenario planning, and debt strategy help you stay on track through every stage.

Monthly close

April 2026
In progress
Monthly margin$4,820
Ready to close87%
Active goals4
01Review transactionsCategorize activity, mark what is reviewed, and catch changes before month close.02Monitor recurring chargesKeep subscriptions, obligations, and upcoming payments visible inside the budget.03Budget monthly cash flowReview income, spending, goals, and obligations with clear available balances.04Track net worthBring cash, investments, property, and debt into one complete position.05Plan debt payoffCompare payments, amortization, and progress so you know where to accelerate.06Project retirementConnect monthly decisions to long-term goals and future scenarios.

Monthly review

April 2026
Private
Full picture
$1.28M
+8.6% over 12 months
Assets and debt
Assets$1.43MDebt$151k
Connected accounts+$1,240 this month
$84,920
Budget reviewed12 categories ready
87%
Subscriptions watched2 charges to review
6
Primary propertyestimate updated
$410k

One complete view of the finances behind your life

Denareon brings day-to-day money and long-term planning together. Accounts, properties, investments, debts, budgets, monthly reviews, and multi-currency balances live in one system so you can plan major life decisions with context.

  • Connected accounts and multi-currency visibility
  • Monthly reviews that keep the plan moving

Live scenarios

Long-range planning
for the life you want

Model how saving, debt, properties, investments, and monthly decisions shape the years ahead, including retirement and the years after it.

Long-horizon
Life and retirement planning
Monthly
Review cadence
Future outlook
Projected path toward retirement readiness
Base case
Projected margin+$9,640
Monthly saving+$1,850
Debt payment-$620
Home goal18 months

Private vault

Layered controls
Reviewed

Architecture

Identity confirmed

Permissions

Owner only
Bank statementsRead-only sourceEncrypted
2026 tax filesOwner accessPrivate
Retirement planCurrent versionSecured

Financial security

Security and privacy built for financial data

Denareon combines read-only connections, encryption, secure authentication, owner-gated documents, and cookieless marketing analytics that never load inside your signed-in dashboard.

  • Read-only bank and brokerage connections
  • Private documents served through authenticated routes
  • No ad pixels or session replay inside the app
View security architecture

Same context everywhere

Your financial picture across web and mobile

Use Denareon in the browser today and stay ready for iOS and Android availability as the mobile rollout expands.

Sync status

Web and mobile ready
Private
Web dashboard
Net worth$1.28M
Review87%
Mobile
Review mode

Simple, transparent pricing

Start free, then upgrade when you want automation across your full financial life.

Free

$0

Start with manual tracking, budgeting, goals, documents, and net worth without connected automation.

  • Manual accounts and investments
  • Budgets, goals, documents, and reviews
  • Statement imports
  • AI assistant and financial insights
  • Connected bank automation
  • Connected brokerage sync
  • Live calendar export
Start free

Pro Monthly

$8.99/mo

60-day free trial. Adds Pro AI, live calendar export, and connected bank and brokerage automation.

  • Manual accounts and investments
  • Budgets, goals, documents, and reviews
  • Statement imports
  • AI assistant and financial insights
  • Connected bank automation
  • Connected brokerage sync
  • Live calendar export
Start 60-day free trial
Save 16%

Pro Yearly

$89.99/yr

60-day free trial. Same Pro access with a lower effective monthly price.

  • Manual accounts and investments
  • Budgets, goals, documents, and reviews
  • Statement imports
  • AI assistant and financial insights
  • Connected bank automation
  • Connected brokerage sync
  • Live calendar export
Start 60-day free trial